Welcome to the blog Voyager sa vie. Why get travel insurance when you go on an adventure? That’s the question I’m answering in this article.

Today, at the dawn of my 30 years, if one asks me if it is essential a travel insurance, I answer certainly yes without hesitation! By cons, I must admit that it has not always been the case. When I left the end of the world at 20, say the budget portion of travel insurance was really minimal and of little importance to me. I always found another good reason to keep this money preciously. Luckily, when my mother learned about it a few days before I left, she subscribed for insurance. I understand her now, she needed to sleep on both ears …

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Why purchase travel insurance? My 6 reasons never to miss:

• Can not predict the future

Unless you know the magic formula to predict exactly what will happen in your future trip, it is likely impossible to know if you will need travel insurance. Impossible to know if you will have a scooter accident, if you will contract the malaria virus or if you will have an ugly skin infection. And when we find ourselves in the depths of the Asian campaign, say that having insurance that will take care of everything if something like this happens to us, it’s more than reassuring.

• Do not ruin yourself

In some countries, such as North America, for example, the cost of care in hospitals is simply exorbitant when you’re not a citizen and you do not have insurance. A simple broken ankle could cost you several thousand dollars in the United States. For my part, even when I go for a simple trip to New York or Boston of 2 or 3 days, I make sure to take out insurance before my departure. An accident is too fast and for the little that it costs me, I do not take luck.

• To ensure that you can cancel in the event of unforeseen circumstances

Of course, when we book a trip, we do not think at any time that we will have to cancel it. We say it’s 100% sure that I’m leaving. On the other hand, once again we can not be certain of the events that will occur. For having seen my mother having to cancel a long-awaited trip for chemotherapy treatments, I am now more aware of the importance of having insurance that covers in this kind of case.

• To be able to come home in case of death in the family

Imagine learning about the loss of a loved one when you’re on the other side of the world and not having the means to come home as soon as possible. For me, that’s hell! Most travel insurances include this clause and ensure the change of your plane ticket.

• To insure your luggage in case of loss or theft

I do not wish you, but yes it happens to lose his luggage in the airports or to be stealing his belongings at the hostel. To make a short story, when the bag of Melissa did not arrive on the luggage turnstile in Iceland, say it was reassuring to know that insurance covered his travel effects. Having to re-equip for a weekend at the beach is not the end of the world, but for all the technical equipment we had for Iceland, in addition to the fact that everything is extremely expensive in the country, it really would not have been funny.

To read also ⇒ the detailed list of the contents of my backpack so as not to forget anything

• To access assistance and repatriation

If you find yourself in a country where sanitary conditions and hospital services are not adequate to properly treat the health problem you have, the repatriation insurance ensures that you are brought back home as soon as possible, and this, adequately, according to your situation.

There are dozens of companies to do business with for your travel insurance. In this article, I propose the one with which I have been doing business for a few years now. In my experience, it’s with Via EscapadeI received the best service at the lowest price. The price difference between this company and the others I’d bid on for my 4-month trip to Asia was almost $ 400. They were very responsive when I needed them in Thailand and the refund was done as soon as possible. I am writing this to you in all honesty. Lastly, do not forget to check the closing of your insurance at the time of purchase, to make sure that you are well covered for everything you believe. To make a free online quote, it’s here !